USA Risk Group offers innovative, flexible solutions that deliver the full benefits of today’s alternative risk mechanisms. We develop innovative alternative risk solutions that enable our clients to maintain affordable and flexible insurance coverage, improve cash flow, and control expenses.  As independent managers, we also provide strictly impartial analyses and recommendations. No matter your situation, we draw from a wide variety of non-traditional solutions to create a custom designed product, uniquely suited to meet your needs and help you achieve your goals.   Our full range of products and services encompass every aspect of alternative risk management — from initial consulting, to program structuring and formation, to ongoing administration and regulatory compliance.  Flexibility, innovation, and independence — backed by a solid foundation of knowledge, experience, and industry leadership — have made USA Risk Group the nation’s leading independent provider of alternative risk management services. With a captive or risk retention group, you stabilize coverage for your specific exposures while participating in the underwriting profit and investment income. In addition, you control the processing of claims, have flexibility with policy provisions, and gain special cash flow advantages.  With expert implementation and management, a captive or risk retention group gives you an excellent tool to help manage risk and control costs. Vermont    *    Arizona    *    South Carolina Bermuda    *    British Virgin Islands    *    US Virgin Islands
National Computerized Agencies (NCA) uses its expertise and proprietary payroll deduction accounting systems in the administration of discounted, employer/association sponsored personal lines insurance programs. NCA is contracted with many of the nation’s largest carriers that serve the worksite marketing insurance sector, and is a member of the Independent Insurance Agents Association and the Professional Insurance Agents Association. Our independent status gives our sponsoring organizations the choices and flexibility to provide custom-designed programs to their constituents. NCA offers: • All forms of personal lines insurance, voluntary benefits, and financial services products. • Program design, marketing, and administration without any cost to the sponsoring organization. • Payroll or bank account deduction of premiums without any fees or finance charges. • Access to a multi-carrier and multi-product platform through a single program and single payroll deduction slot. • A staff of licensed agents and consultants with professional qualifications.